Specialist lending business

Our key strengths

  • Strong levels of mortgage origination
  • Excellent loan performance
  • Award-winning product propositions
  • Strong relationships with intermediaries

Statutory net loans to customers

  • 2019:£18.4bn
  • 2018: £9.0bn

Strategic priorities

  • Be a leading specialist lender in our chosen market segments
  • Retain focus on our complementary underwriting platforms: OSB’s bespoke and manual and CCFS’ automated risk assessment platforms
  • Further deepen relationships and distribution with intermediaries

OSB sub-segments net loans

Buy-to-Let/SME: 83%

Residential: 17%

CCFS sub-segments net loans

Buy-to-Let: 65%

Residential: 29%

Bridging: 3%

Second charge: 3%

Our history

Find out more about the history of OneSavings Bank

Our business model

Find out more about our business model