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Our buy to let lending proposition is aimed at experienced, professional and portfolio landlords as well as limited companies. We also lend on HMOs/MUFBs and support first-time landlords.
We specifically tailor our products to suit specialist/complex residential cases that need an alternative option than a high street lender. We support clients with a less than perfect credit history or non-standard income through to first-time buyers using Help to Buy or shared ownership schemes.
We provide loans to those looking to raise additional funds by releasing equity from their existing residential property.
We provide loans to limited companies and individuals, secured on commercial and semi-commercial properties held for investment purposes or for owner occupation.
Regulated bridging finance options are available for those who want to use their residential property as security to raise funds, or we can offer non-regulated options for those wishing to expand their portfolio.
We provide loans under hire purchase, leasing and refinancing arrangements to UK SMEs and small corporates to finance business-critical assets.
Kent Reliance and Charter Savings Bank offer a variety of savings products, including bonds and ISAs. Kent Reliance operates a network of branches in the South East as well as online and postal accounts while Charter Savings Bank offers a variety of competitive online and postal savings products and is also present in the pooled deposits market.
OSB India (OSBI) is a wholly owned subsidiary based in Banglalore, India. OSBI supports various functions including customer services, support services, operations, IT, finance and human resources.
Kent Reliance Building Society established, incorporating Chatham Reliance (1898), Dover District (1861), Herne Bay (1888), Kent and Canterbury (1847)
Jersey Home Loans business is created from a mortgage book acquired from Grindlays Bank
OSB India (then Easiprocess) becomes the first offshore subsidiary of Kent Reliance providing operational support
Charter Court Financial Services is founded by many of its current management team, with Ian Lonergan as CEO
Exact Mortgage Experts launched in 2008
Precise Mortgages began lending and boarded its first special servicing portfolio for a major investment bank
Kent Reliance Building Society transferred its business to a new bank, OSB
Precise Mortgages introduced bridging lending
Prestige Finance provider of secured loans, joins OSB
OneSavings Bank Andy Golding becomes CEO of OneSavings Bank
InterBay Commercial a commercial and buy to let mortgage lender joins OSB
Precise Mortgages introduced second charge lending
OneSavings Bank floated on the London Stock Market at 170p
Heritable Development Finance joins OSB
Charter Savings Bank is launched - Banking licence awarded to CCFS
OneSavings Bank entered the FTSE 250
InterBay Commercial - OSB introduces InterBay bridging
Charter Court Financial Services floated on the London Stock Market at 230p
OneTeam - OSB launched mission, vision and values
Charter Court Financial Services - entered the FTSE 250
InterBay Asset Finance - is created under OSB
Combination proposal announced to combine to OneSavings Bank and Charter Court Financial Services
Charter Court Financial Services and OneSavings Bank become OSB Group