Annual Report and Accounts 2021

"We have shown we can produce excellent returns in challenging circumstances." - David Weymouth, Chairman


Andy Golding

Chief Executive Officer

Welcome to OSB Group

OSB Group is a specialist lender, primarily focused on carefully selected sub-sectors of the mortgage market. Its specialist lending is supported by a stable retail savings franchise with 150 years of heritage.

As at 31 December 2021


Employees (as of December 2021)


Unique brands


Statutory net loans to customers


Statutory retail deposits

Our brands

OSB Group is made up of a family of specialist financial services brands.

Our latest results

Q1 2022 Trading update