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Our brands

The OSB Group is made up of a family of specialist financial services businesses.

Each of our brands serves a distinct audience and need. Click on the logos below to find out more about each business.

Charter Savings Bank logo

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Founded in 2008, Charter Savings Bank is committed to offering competitive, sustainable rates. Its award-winning service and products, including fixed-rate bonds, notice accounts, easy accounts and ISAs are simple, straightforward and easy to access.

Heritable Development Finance logo

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Heritable Development Finance provides funding for new build houses and flats, conversions and refurbishments - including mixed use opportunities – for experienced property developers and small to medium-sized housebuilders with proven track records.

InterBay Commercial logo

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One of our most specialist lending brands, InterBay Commercial’s in house teams work in partnership with brokers to provide bespoke solutions for complex commercial, semi-commercial and buy to let cases.

InterBay Asset Finance Logo

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InterBay Asset Finance offers loans for hire purchase, leasing and refinancing for UK SMEs and small corporate entities to fund business-critical assets.

Kent Reliance logo

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Kent Reliance draws on the rich heritage of Kent Reliance Building Society, which has been offering financial products for over 150 years. It has an award-winning reputation for providing a range of personal and business savings accounts, ISAs and bonds. It operates online as well as through a network of branches in the South East.

kent reliance for intermediaries logo

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With a common-sense personal approach to lending and manual underwriting, Kent Reliance for Intermediaries offer solutions for those with a less-than perfect history or non-standard income. Product ranges include buy to let, large loans, limited company and SPV mortgages, shared ownership, HMO and student lets, product transfers and further advances.

OSBIndia Logo

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Based in Bangalore, India, OSBI is a wholly-owned subsidiary of OSB which provides primary processing for our Kent Reliance brand and support for various Group functions including operations, IT, finance and human resources.

Precise Mortgages logo

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Precise Mortgages uses straightforward and clear decision making to provide a wide range of innovative solutions to customers underserved by mainstream lenders, such as the self-employed or contract workers. Products include buy to let (from new to professional landlords), residential, Help to Buy, second charge loans and bridging finance.

Find out how our brands work together

Although our brands are individually run, we are still one family of brands working towards the same goals. See how our brands come together to make up our unique business model.