Precise / Press Releases
Precise uses title insurance to accelerate £1.2m bridging deal
Published 04 Aug 2026
Precise has completed a £1.2m bridging loan in 11 working days, supporting a time-sensitive refinance of a development project and helping the client avoid default penalties.
Continue readingRely / Press Releases
Rely completes £2.4m multi-unit freehold block remortgage for experienced landlord
Published 23 Jul 2026
Rely has completed a £2.4m remortgage for an experienced portfolio landlord, secured against a fully refurbished multi-unit freehold block (MUFB) in Northumberland.
Continue readingInterbay / Press Releases
InterBay launches guide to help brokers unlock commercial opportunities
Published 21 Jul 2026
InterBay has launched a new broker guide, Diversify the InterBay Way, designed to help intermediaries build confidence in commercial and semi-commercial lending and identify opportunities within their existing client base.
Continue readingInterbay / Press Releases
InterBay backs £17.5m mixed-use portfolio transaction to support client growth ambitions
Published 16 Jul 2026
InterBay has completed a £17.5m refinance for an experienced property investor, helping to unlock capital for future acquisitions and support the continued growth of a substantial mixed-use portfolio.
Continue readingInterbay / Press Releases
InterBay expands buy to let options for brokers
Published 14 Jul 2026
InterBay, part of OSB Group, has strengthened its buy to let proposition with a series of enhancements designed to give brokers greater flexibility when supporting a wider range of specialist buy to let transactions.
Continue readingPrecise / Press Releases
Precise supports borrowers with adverse credit to secure 95% LTV purchase
Published 13 Jul 2026
Precise has supported two borrowers in completing the purchase of their new home at 95% loan-to-value, despite a complex credit history and a last minute panic when their previous lender changed their rates, even though the initial application had been submitted.
Continue readingPrecise / Press Releases
Precise launches residential ‘Limited Edition’ cashback products and rate cuts
Published 03 Jul 2026
Precise has launched a new range of 60% LTV ‘Limited Edition’ products, alongside targeted rate reductions across key areas of its residential mortgage proposition.
Continue readingPrecise / Press Releases
Precise delivers speed and value in bridging case
Published 02 Jul 2026
Precise, the specialist lender and part of OSB Group, has completed a £795,000 regulated bridging loan in just four working days, helping a customer refinance and restructure their existing borrowing.
Continue readingRely / Press Releases
Rely launches competitive ‘limited edition’ buy to let range
Published 16 Jun 2026
Rely has launched a new limited edition range for non-portfolio landlords, available for HMOs and non-HMOs at 55% and 65% LTV.
Continue readingPrecise / Press Releases
Precise cuts residential rates by up to 35bps
Published 12 Jun 2026
Today specialist lender, Precise, part of OSB Group, has reduced rates across its residential mortgage range by up to 35bps, enhancing its pricing for brokers placing specialist cases.
Continue readingRely / Press Releases
Rely completes remortgage in record 5 days
Published 21 May 2026
Specialist buy to let lender Rely has completed a remortgage in just five days, from application in principle to funds being released, demonstrating the lender’s ability to deliver both speed and certainty on more specialist cases.
Continue readingOSB / Press Releases
OSB Group strengthens intermediary sales with senior leadership promotion
Published 13 May 2026
OSB Group has announced the promotion of Emily Hollands to Group Head of Intermediary Sales and Distribution, effective immediately, in a move that brings together key sales functions under her leadership.
Continue readingInterbay / Press Releases
InterBay makes up to 50 bps cuts across limited edition products
Published 08 May 2026
InterBay, the specialist commercial lender and part of OSB Group, has made rate cuts across selected limited edition products.
Continue readingInterbay / Press Releases
InterBay completes £17.5m remortgage on major South East residential development
Published 07 May 2026
Specialist property lender InterBay has completed a £17.5m interest only remortgage on a new residential apartment development in the South East of England, working with broker partners SPF Private Clients.
Continue readingPrecise / Press Releases
Precise completes 10 day bridge for first time buyer
Published 22 Apr 2026
Specialist lender Precise, part of OSB Group, has completed on a bridging loan for a first time buyer purchasing their main residence at auction in Somerset. Working closely with the team at SPF Private Clients, the case moved from decision in principle (DIP) to completion in just 10 working days, enabling the customer to meet the strict two week auction deadline.
Continue readingInterbay / Press Releases
InterBay completes complex commercial refinancing for new build rentals
Published 20 Apr 2026
Specialist commercial lender InterBay, part of OSB Group, has completed a £3.8m commercial finance facility in Central London to support the development of two new residential properties.
Continue readingRely / Press Releases
Rely completes remortgage in 6.5 days
Published 16 Apr 2026
Specialist buy to let lender Rely has completed a remortgage in just 6.5 working days, from initial application through to completion and funds released.
Continue readingInterbay / Press Releases
InterBay expands commercial lending flexibility with six broker-driven criteria updates
Published 19 Mar 2026
Following in-depth consultation with its broker partners, InterBay, the specialist commercial lender and part of OSB Group, has enhanced its commercial and semi commercial criteria with six key changes.
Continue readingPrecise / Press Releases
Precise launches second charge bridging
Published 17 Mar 2026
Leading specialist lender, Precise has expanded its proposition with the launch of second charge bridging, building on its established expertise and proven track record in the bridging finance market.
Continue readingPrecise / Press Releases
Precise offers free valuations to help drive affordability for homebuyers
Published 13 Mar 2026
Specialist residential lender Precise has expanded its affordability support for budget conscious first-time buyers, home movers and borrowers remortgaging, by introducing free standard valuations across its residential range.
Continue readingPrecise / Press Releases
Precise supports heavy refurbishment bridge to convert pub into residential family home
Published 12 Mar 2026
The Precise dedicated bridging team recently successfully completed a heavy refurbishment finance deal involving the conversion of a pub into a residential property.
Continue readingPrecise / Press Releases
Precise removes minimum equity and raises interest only to 75% LTV
Published 03 Feb 2026
Specialist lender Precise has upgraded its residential interest only proposition, giving brokers more flexibility when structuring affordability solutions for customers.
Continue readingPrecise / Press Releases
Precise boosts residential affordability with 40-year term and rate cuts
Published 20 Jan 2026
Specialist residential lender, Precise has further boosted its residential product range by lowering rates across the board and introducing 40-year term loans. The extended loan term could enable borrowers to access lower monthly payments, increase their borrowing capacity and offer more flexibility for their household budgeting constraints.
Continue readingOSB / Press Releases
Adrian Moloney promoted to Group Lending Distribution Director to lead OSB Group’s digital and AI strategy for intermediaries
Published 15 Jan 2026
OSB Group, the UK’s leading specialist lender, has announced the promotion of Adrian Moloney to Group Lending Distribution Director. The promotion is part of the Group’s AI focus and digital-first strategy to deliver simpler, smarter and quicker interactions for mortgage intermediaries across the UK.
Continue readingPrecise / Press Releases
Precise enhances affordability and increases new build LTV for flats and houses
Published 09 Dec 2025
Specialist residential lender, Precise, has further strengthened its commitment to brokers with improved LTV on new build properties and those with Tier 4 adverse histories.
Continue readingKRFI / Press Releases
Kent Reliance for Intermediaries officially withdraws from new lending on 17 December 2025
Published 08 Dec 2025
Kent Reliance for Intermediaries (KRFI) will officially stop accepting new business from Wednesday 17 December 2025. This includes buy to let, residential and shared ownership products as well as further advances. Products will be removed on Tuesday 16 December, applications that have reached fees paid stage will continue to be processed until completion as normal.
Continue readingRely / Press Releases
New Specialist Buy to Let Lender Rely Launches Today
Published 12 Nov 2025
OSB Group is proud to officially launch Rely, its brand-new specialist buy to let lender, which is dedicated to supporting brokers and their landlord clients, from first-time landlords right through to large-scale professional investors as they develop and grow their businesses.
Continue readingInterbay / Press Releases
InterBay significantly reduces rates by up to 0.50% to support commercial market diversification demand
Published 31 Oct 2025
Specialist commercial lender InterBay, part of OSB Group, has reduced rates across its commercial owner occupier range and selected semi-commercial products, with rates now starting from 5.34%. This move directly supports brokers with clients seeking diversification opportunities within the commercial space.
Continue readingPrecise / Press Releases
Precise bridges gaps in new build buy
Published 16 Oct 2025
Chain breaks and auction purchases are commonplace for bridging finance, but what about securing a new build property while you sell your current property? Specialist lender Precise, part of OSB Group, has recently supported a broker with a residential customer looking to secure their new home whilst construction finalised on their new build and provide them time to sell their current residence.
Continue readingPrecise / Press Releases
Precise bolsters residential range to unlock affordability potential for customers
Published 14 Aug 2025
In a further boost for residential brokers, specialist lender Precise, part of OSB Group, has bolstered its residential range and introduced a number of rate reductions, added LTV bands and expanded fee options.
Continue readingPrecise / Press Releases
Precise App celebrates 1st Birthday!
Published 13 Aug 2025
Precise, part of OSB Group, is celebrating the 1st birthday of its broker mobile app, which was unveiled as a “first of its kind” app within the specialist lending arena when it first launched. The key objective was to provide registered brokers with a number of time saving features to ensure they had access to the most up to date case information at their fingertips.
Continue readingPrecise / Press Releases
Precise increases loan limits to up to 6 times income with no profession restrictions.
Published 29 Jul 2025
As part of its on-going support for the specialist residential sector, Precise has increased borrowing potential and is now able to lend up to 6 times loan to income (LTI) for eligible residential customers.
Continue readingInterbay / Press Releases
InterBay introduces joint rep to significantly speed up legal process for brokers
Published 28 Jul 2025
Specialist commercial lender InterBay, part of OSB Group, has introduced joint representation to their legal process to help speed up cases, supported by an updated conveyancer panel.
Continue readingInterbay / Press Releases
InterBay makes significant changes including new owner occupier range
Published 24 Jul 2025
InterBay, part of leading specialist lender OSB Group, has made a number of significant changes which include rate reductions, lower minimum loan amount and a new range of owner occupier products to help support brokers with commercial clients.
Continue readingPrecise / Press Releases
Precise reduces rates across 2 & 3-year fixed products in residential range
Published 03 Jul 2025
Specialist lender Precise, part of OSB Group, has made reductions of up to 16bps on 2 and 3-year fixed rate residential products to support brokers with first time buyers, those looking to move home and remortgage customers.
Continue readingPrecise / Press Releases
Precise provides £2m developer exit finance for luxury new development in the Wirral
Published 01 Jul 2025
Leading specialist lender, Precise, has completed a developer exit deal with Clifton Private Finance on behalf of a client seeking short term finance, while they sold their new build properties.
Continue readingInterbay / Press Releases
InterBay completes £8m commercial finance deal in six days
Published 23 Jun 2025
Specialist lender, InterBay, has completed an £8m commercial lending case covering almost 40,000 sq ft in the heart of London. The case involved nine consecutive terraced buildings, each divided into four units with mixed usage including: office, retail and leisure.
Continue readingRely / Press Releases
OSB Group set to launch Rely – a new buy to let lender for property investors
Published 20 Jun 2025
Specialist lender OSB Group is launching Rely, a new dedicated buy to let lending brand which has been developed to support investment towards a thriving Private Rented Sector.
Continue readingPrecise / Press Releases
Precise saves residential chain with £1.7m bridging deal
Published 09 Jun 2025
Leading specialist lender, Precise, has completed a £1.7m bridging finance deal which was used to prevent a residential chain break. With chain breaks cited as the top reason for needing bridging finance in 2024, bridging finance is widely recognised as being a financial solution when customers need a fast fix.
Continue readingPrecise / Press Releases
Precise refreshes residential range with 5 year fix now from 4.74%
Published 28 May 2025
Specialist lender Precise, part of OSB Group, has refreshed its residential product range with lower rates and even more £0 fee options, making it an attractive option for first-time buyers looking to minimise their upfront costs.
Continue readingInterbay / Press Releases
InterBay completes £5.3m deal for higher education centre
Published 20 May 2025
Specialist commercial lender InterBay, part of OSB Group, has helped a higher education organisation to acquire an additional teaching building in London as they seek to expand their portfolio.
Continue readingPrecise / Press Releases
Precise bolsters residential range with leading low rates from 4.79%
Published 23 Apr 2025
Specialist lender Precise, part of OSB Group, has bolstered its residential product range with new limited edition products to further enhance its improved residential offering.
Continue readingPrecise / Press Releases
Precise completes bridge in 7 working days for family annexe
Published 16 Apr 2025
Specialist lender, Precise, has delivered a bridging loan in just 7 working days from decision in principle to completion, helping to fund the build of a new family annexe to an existing residential property.
Continue readingPrecise / Press Releases
Precise strengthens dedicated bridging team with new appointments
Published 07 Apr 2025
Leading specialist lender Precise, part of OSB Group, has strengthened its dedicated bridging division with four new roles to support brokers looking for short term finance solutions on behalf of their customers.
Continue readingPrecise / Press Releases
Precise launches its highest ever LTV products and slashes residential rates
Published 31 Mar 2025
Specialist lender Precise, part of OSB Group, has made a range of significant improvements to its residential proposition which includes increasing the maximum LTV to 95%, increasing maximum loan sizes and reducing stress rates. The expanded range also incorporates cheaper pricing solutions which have been specifically developed to support first time buyers, self-employed, remortgage and debt consolidation customers.
Continue readingInterbay / Press Releases
InterBay Completes Complex £10m Loan Facility in East London
Published 25 Mar 2025
Specialist commercial lender InterBay, part of OSB Group, has completed on two complex multi let properties, totalling just over £10m at 75% LTV based on investment value.
Continue readingInterbay / Press Releases
InterBay strengthens broker support and service through key sales appointments
Published 20 Mar 2025
Leading commercial lender InterBay, which is part of OSB Group, has strengthened their broker support by welcoming two Specialist Finance Account Managers (SFAM) and a dedicated Office BDM, who between them have over 35 years of specialist finance experience and knowledge.
Continue readingKRFI / Press Releases
KRFI lowers rates on selected buy to let products including product transfers
Published 06 Mar 2025
Kent Reliance for Intermediaries (KRFI), part of OSB Group has reduced rates on 2 and 5 year fixed, variable fee limited edition products. Lower rates have also been applied to the standard range which includes MUFBs (11-20 units).
Continue readingPrecise / Press Releases
Precise boosts residential borrowing capacity for first time buyers
Published 05 Mar 2025
Precise, part of OSB Group, has updated the affordability calculation process for its recently improved residential range, meaning the average borrowing capacity has now been increased, by an average of 9%, but could be higher depending on customer circumstances.
Continue readingKRFI / Press Releases
KRFI supports first time buyers with new limited edition shared ownership range
Published 26 Feb 2025
Kent Reliance for Intermediaries (KRFI), part of OSB Group, has launched a new limited edition Shared Ownership range which offers enhanced flexibility and lower rates. This is in response to the increased demand being seen in the market as affordability continues to bite, particularly for first time buyers.
Continue readingInterbay / Press Releases
InterBay refreshes entire commercial and semi-commercial range with new products, reduced rates and lower fee options
Published 20 Feb 2025
InterBay, part of the leading specialist lender OSB Group, has refreshed its entire semi-commercial and commercial product ranges; including new limited edition products for both purchase and remortgage.
Continue readingPrecise / Press Releases
Precise upgrades bridging offering with new AVM changes
Published 14 Feb 2025
Precise, part of OSB Group, has upgraded its policy around automated valuation models (AVMs) to help brokers speed up their bridging caseloads and free up more of their valuable time.
Continue readingInterbay / Press Releases
InterBay Funds £15m PBSA Refinance
Published 10 Feb 2025
Specialist commercial lender InterBay, part of OSB Group, has successfully completed a £15m case to refinance 65 studio flats split across two student accommodation blocks. The blocks are located on the outskirts of a major city and serve students from a nearby Russell Group university.
Continue readingInterbay / Press Releases
InterBay completes semi-commercial deal in just 21 days
Published 06 Feb 2025
Commercial lender InterBay, part of OSB Group, has completed on a semi-commercial deal just 21 days from the agreement in principle.
Continue readingPrecise / Press Releases
Precise slashes bridging rates and launches developer exit
Published 24 Jan 2025
Precise, part of OSB Group, has made considerable rate reductions across its entire bridging range and introduced a new developer exit product, providing brokers with increased options for short-term finance solutions.
Continue readingPrecise / Press Releases
Precise completes £4m bridge for share purchase in high end fashion house
Published 13 Jan 2025
Precise, part of the OSB Group, has completed a £4m bridge to support business expansion plans to purchase shares in an exclusive high end fashion house.
Continue readingPrecise / Press Releases
Precise cuts residential rates and introduces new fee options
Published 01 Jan 2025
Precise, part of OSB Group, has refreshed its residential product range and cut rates across the 75% and 85% LTVs bands, introduced new fee options and dropped selected reversion rates by up to 2.25%.
Continue readingPrecise / Press Releases
Precise launches new limited edition products with reduced rates across residential and sub 4% buy to let product.
Published 06 Dec 2024
Precise, part of the OSB Group, has launched new limited edition products which include rate reductions to help brokers support customers with greater choice and flexibility around affordability challenges.
Continue readingKRFI / Press Releases
KRFI launch sub 4% BTL product
Published 26 Nov 2024
Specialist lender Kent Reliance for Intermediaries (KRFI), part of the OSB Group, has launched two limited edition ranges to help support brokers with their landlord customers.
Continue readingPrecise / Press Releases
Precise launches limited edition residential range with valuation and assessment costs included.
Published 17 Oct 2024
Precise, the specialist lender, which is part of OSB Group, has launched a 5-year fixed limited edition residential range with valuation and assessment fees included.
Continue readingKRFI / Press Releases
KRFI Launches Limited Edition Buy to Let 1 Year Fixed Range
Published 15 Oct 2024
Specialist lender Kent Reliance for Intermediaries (KRFI), part of the OSB Group has launched a brand new buy to let limited edition 1 year fixed product. It has been designed to help brokers and their clients navigate around an upbeat but challenging market whilst awaiting potential tax implications in the October Budget alongside base rate fluctuations.
Continue readingInterbay / Press Releases
InterBay completes £42.5m refinance deal on 94-unit portfolio
Published 26 Sep 2024
InterBay, part of the leading specialist lender OSB Group, has provided financing on a complex refinance deal totalling £42.5m, comprising of 94 units spread across 17 limited companies.
Continue readingInterbay / Press Releases
InterBay completes £42.5m refinance deal on 96 -unit portfolio
Published 26 Sep 2024
InterBay, part of the leading specialist lender OSB Group, has provided financing on a complex refinance deal totalling £42.5m, comprising of 94 units spread across 17 limited companies.
Continue readingOSB / Press Releases
OSB Group paves the way for Women in Leadership
Published 23 Sep 2024
OSB Group has expanded its support to female leaders by launching a new course and exciting activities to celebrate National inclusion week. The new Excelling in Team Leadership course is being offered alongside two existing courses for mid-level and senior roles to help female colleagues within the organisation reach their full professional potential.
Continue readingPrecise / Press Releases
When is bridging finance the ideal fix for property purchases?
Published 02 Sep 2024
Marc Callaghan, Head of Specialist Lending, Precise looks at the main reasons customers look to use bridging finance and discusses two recent cases to illustrate the ways that it could be utilised.
Continue readingPrecise / Press Releases
Precise makes large rate reductions across all product ranges and reintroduces limited edition range.
Published 29 Aug 2024
Precise, part of OSB Group, has relaunched their limited edition residential range as well as cutting rates across its entire range up to 105bps.
Continue readingOSB / Press Releases
OSB Group invests for the long term with new energy efficient office
Published 27 Aug 2024
Award-winning specialist lender, OSB Group, recently celebrated the opening of a new office building in Wolverhampton which will accommodate 364 colleagues and incorporates a host of energy efficiency measures and facilities including a multi-faith room, well-being centre and informal meeting areas
Continue readingPrecise / Press Releases
Precise launches “first of its kind” mobile app for specialist lending market
Published 13 Aug 2024
Precise, part of OSB Group, has launched a mobile app for brokers, the “first of its kind” within the specialist lending market.
Continue readingPrecise / Press Releases
Precise cuts rates by up to 60 bps and refreshes entire residential range
Published 09 Aug 2024
Precise, part of OSB Group, has reduced rates across their entire residential range including their popular 5-year fixed product which has been reduced by 60 bps.
Continue readingInterbay / Press Releases
InterBay slashes rates across semi commercial and commercial ranges and introduces new limited edition remortgage products
Published 06 Aug 2024
InterBay, part of the leading specialist lender OSB Group, has made significant changes across its semi commercial and commercial product ranges; including new limited edition remortgage products, heavily reduced rates, new cashback options and 5% arrangement fee products.
Continue readingKent Reliance / Press Releases
Kent Reliance offers customers fraud support with financial crime roadshows
Published 05 Jul 2024
In 2023, 2.97million cases of fraud were confirmed in the UK amounting to £1.17b being stolen from consumers1 through sophisticated methods to illegally gain access to consumer accounts.
Continue readingPrecise / Press Releases
Precise slashes rates with new limited edition residential range
Published 02 Jul 2024
Precise, part of OSB Group, has launched a new limited edition residential range, with rates slashed by at least 0.60% and starting from 5.39% with a 1% fee across Tiers 0 to 5.
Continue readingOSB / Press Releases
OSB Group Rally Around For The Outward Bound Trust
Published 28 Jun 2024
Andy Golding, CEO and Clive Kornitzer, Group Chief Operating Officer at OSB Group have completed 850 miles from Belgium to the Italian lakes in a car costing less than £1000, all to raise money for disadvantaged young people.
Continue readingKent Reliance / Press Releases
Kent Reliance celebrates new Gravesend branch opening
Published 26 Jun 2024
Kent Reliance celebrated the opening of their new Gravesend branch with colleagues and customers recently.
Continue readingKent Reliance / Press Releases
Kent Reliance joins Shaun the Sheep Trail for Heart of Kent Hospice
Published 21 Jun 2024
Local savings bank, Kent Reliance, has joined the flock to become one of the sponsors for ‘Shaun the Sheep in the Heart of Kent’ art trail with its ‘Hope in the darkness’ Shaun design.
Continue readingPrecise / Press Releases
Precise lowers rates across expanded buy to let product range
Published 21 Jun 2024
Precise, part of OSB Group, has made a number of changes across its buy to let product range, including reduced rates starting from 4.49% and new fee products.
Continue readingOSB / Press Releases
OSB Group celebrates Volunteers Week 2024
Published 03 Jun 2024
The award-winning specialist lender & savings bank, OSB Group, is celebrating its volunteering achievements for Volunteers Week 2024.
Continue readingKRFI / Press Releases
Kent Reliance for Intermediaries widens BTL offering with competitive rates
Published 17 May 2024
Kent Reliance for Intermediaries, part of OSB Group, has introduced new buy to let (BTL) products and reduced rates. Launched products include reduced 75% LTV rates, lower LTV options and large MUFB products.
Continue readingOSB / Press Releases
OSB Group provides colleagues with domestic abuse awareness training
Published 13 May 2024
To coincide with Mental Health Awareness Week 2024, OSB Group (award-winning specialist lender & savings bank) will be bolstering the support offered to colleagues with the addition of domestic abuse awareness training.
Continue readingOSB / Press Releases
OSB Group’s employee engagement networks spring into action ahead of national day
Published 07 May 2024
OSB Group, the award-winning specialist lender & savings bank, are celebrating their employee engagement networks first year anniversary which coincides with the National Day for Staff Networks on 8th May.
Continue readingPrecise / Press Releases
Precise introduces new 1-year fixed and lifetime tracker options into its residential range
Published 02 May 2024
Precise, part of OSB Group, has grown its residential offering with 1-year fixed rate and lifetime tracker mortgages.
Continue readingInterbay / Press Releases
InterBay bridges £4.5m for Hotelier’s growth
Published 29 Apr 2024
Time can be of the essence, even with complex cases. A recent bridging deal with InterBay through SPF Private Clients took only 3 weeks from enquiry to completion for a 12-month term bridge, although the client expects to exit onto term within 6 months.
Continue readingPrecise / Press Releases
Precise strengthens buy to let range with lower rates and wider adverse options
Published 19 Mar 2024
Precise, part of OSB Group, has made a number of changes across its buy to let product ranges.
Continue readingKRFI / Press Releases
Kent Reliance for Intermediaries launches new residential ranges and reduces rates
Published 18 Mar 2024
Kent Reliance for Intermediaries, (part of OSB Group) has refreshed products across their residential, buy to let, and shared ownership product ranges. Changes include relaunching Income Flexibility and Extra Flexibility residential ranges and rate reductions of 50bps on selected buy to let rates.
Continue readingPrecise / Press Releases
Precise Mortgages Becomes Precise.
Published 14 Mar 2024
Precise Mortgages has always been an iconic lender within the specialist sector and in recognition of its leading position, a new brand image has been unveiled with a fresh and distinctive identity.
Continue readingKRFI / Press Releases
Kent Reliance for Intermediaries helps footballer score dream home
Published 08 Mar 2024
With over 4.3 million people now classed as self-employed in the UK1, complex incomes are no longer uncommon and specialist lenders such as Kent Reliance for Intermediaries (KRFI) have experienced BDMs on hand to help strike up those important conversations.
Continue readingInterbay / Press Releases
InterBay supports semi-commercial opportunities with £5.6m case in Brentwood
Published 29 Feb 2024
According to the latest findings from OSB Group’s Landlord Leaders research, seven in ten (69%) landlords have already or are planning to increase the size of their property portfolios, which increases to 77% of professional landlords, categorised as someone whose main income is derived from property. There are also signs that the buy to let market is becoming increasingly professionalised, which is reflected in new cases coming to InterBay with more interest in semi-commercial cases both in terms of volume and clients who looking to diversify their portfolios beyond standard buy to let opportunities.
Continue readingKent Reliance / Press Releases
Kent Reliance supports community partners with mental health training
Published 28 Feb 2024
Colleagues from local savings provider Kent Reliance, recently provided free mental health first aid training to their charity partners Demelza, the Sittingbourne based children’s hospice XL@football, a female only football club to enable both organisations to provide qualified mental health support to anyone they interact with.
Continue readingInterbay / Press Releases
InterBay reduces semi-commercial rates
Published 21 Feb 2024
InterBay, part of the leading specialist lender OSB Group, has reduced rates across semi-commercial products to help support those looking to purchase and remortgage.
Continue readingPrecise / Press Releases
Precise Mortgages launches developer exit products
Published 21 Feb 2024
Precise Mortgages, part of the OSB Group, has introduced their developer exit products to the market with LTVs of 70% or 75%.
Continue readingOSB / Press Releases
Landlords take action to invest for the long term
Published 20 Feb 2024
In a housing landscape marked by uncertainty and change, OSB Group reveals that landlords are taking action and continuing to invest in the future of the Private Rented Sector (PRS) and the tenants they serve.
Continue readingKRFI / Press Releases
The HMO landscape is changing – are you keeping up?
Published 09 Feb 2024
Adrian Moloney, Group Intermediary Director at Kent Reliance for Intermediaries explores the current HMO landscape along with some recent case examples.
Continue readingPrecise / Press Releases
Precise Mortgages expands heavy refurbishment criteria supported by new specialist bridging team
Published 08 Feb 2024
Precise Mortgages, part of the OSB Group, has widened its scope for heavy refurbishment cases as well as announcing their dedicated bridging team.
Continue readingInterbay / Press Releases
Adrian Moloney appointed to InterBay Board
Published 22 Jan 2024
Adrian Moloney, Group Intermediary Director, OSB Group has been appointed to the Board of InterBay, the specialist commercial and semi-commercial lender that is part of parent company OSB Group.
Continue readingInterbay / Press Releases
InterBay relaunches full commercial and semi-commercial range with reduced rates and new products
Published 16 Jan 2024
InterBay, part of the leading specialist lender OSB Group, has relaunched its full product range with reduced rates and new products to help their intermediary brokers with commercial and semi-commercial options for their clients.
Continue readingOSB / Press Releases
Kelly Iles joins OSB Group as Group Customer & Consumer Duty Director
Published 15 Jan 2024
Colleagues across OSB Group, have welcomed Kelly Iles as she joins the business in a newly created role as Group Customer & Consumer Duty Director. Kelly will have responsibility for ensuring all customers across the group remain a central focus as well as supporting the businesses ambitions. Kelly will report directly into Jon Hall, Group Managing Director for OSB Group.
Continue readingOSB / Press Releases
OSB Group strengthens broker support and service through key appointment changes
Published 11 Jan 2024
OSB Group, the specialist savings and lending bank has hit the ground running in 2024 by unveiling a new senior sales structure, designed to offer further support to intermediary broker partners across Precise Mortgages, Kent Reliance for Intermediaries and InterBay. This support will be aligned with individual broker needs at all levels across all three lending brands.
Continue readingPrecise / Press Releases
Precise Mortgages reduces rates and widens residential range
Published 10 Jan 2024
Precise Mortgages, part of the OSB Group, has announced reduced rates and new products across their residential mortgage range to help brokers support customers with greater choice and flexibility around affordability challenges.
Continue readingCharter Savings Bank / Press Releases
Coventry Rugby bolsters community support with mental health training
Published 14 Dec 2023
Coventry Rugby Club further commits to its local community outreach by running mental health first aid training in partnership with Charter Savings Bank.
Continue readingPrecise / Press Releases
Precise Mortgages widens product transfer range for brokers and their customers
Published 01 Dec 2023
Precise Mortgages, part of leading specialist lender OSB Group, has increased the number of product transfer options, providing greater choice and more flexibility.
Continue readingKRFI / Press Releases
KRFI lowers buy to let rates and doubles maximum number of beds to 20 for HMOs
Published 17 Nov 2023
Kent Reliance for Intermediaries, part of leading specialist lender OSB Group, has made a number of changes to its buy to let product range, including lowering rates and raising the maximum beds from 10 beds to 20 for HMO properties. This is in response to the growing feedback from brokers who are seeking support for their professional landlord clients on the look out for larger investment and diversification finance opportunities.
Continue readingOSB / Press Releases
OSB Group bolsters ESG team with new strategic appointment
Published 29 Sep 2023
OSB Group, the leading specialist lender, has welcomed Jonathan Couch as Head of Communities Impact and ESG Communications Specialist. Jonathan joins the Environmental, Social and Governance (ESG) team from his previous role within the business, as Head of Communications for Savings, and will spend time concentrating on the ‘Social’ aspects for the Group.
Continue readingPrecise / Press Releases
Precise Mortgages lowers assessment and stress rates to improve affordability on buy to let mortgage range
Published 25 Sep 2023
Precise Mortgages, part of leading specialist lender OSB Group, has simplified the minimum ICR for personal ownership applications and improved how they assess buy to let affordability on short-term fixed rates and variable rate trackers.
Continue readingOSB / Press Releases
OSB Group’s Jon Hall peddles home £6,000 for hospice
Published 18 Sep 2023
Cycling 183 miles over 3 days from Paris to Sittingbourne doesn’t sound like everyone’s idea of a fun weekend but knowing your efforts are helping to raise much needed funds for a children’s hospice is exactly why Jon Hall, Group Managing Director, Mortgages and Savings, OSB Group took up the challenge along with Christina Fasoli, Canterbury Branch Manager for Kent Reliance (one of OSB Group’s savings brands). Having started in Paris on Friday 15th, they reached the finish line yesterday (Sunday 17th September) after a gruelling 15 hours in the saddle.
Continue readingPrecise / Press Releases
Precise Mortgages launches cashback and refunded valuations PLUS 2-year fixed rates have been reduced
Published 14 Sep 2023
Precise Mortgages, part of the OSB Group, have launched refunded valuations and cashback products into their limited-edition range which also features no product fee.
Continue readingPrecise / Press Releases
Precise Mortgages lowers 5-year fixed rates and minimum loan size across buy-to-let limited edition range
Published 08 Sep 2023
Precise Mortgages, part of the OSB Group, has announced lower rates across their 5-year fixed rate terms within their limited edition range and a wider choice to help brokers support customers with affordability challenges.
Continue readingKent Reliance / Press Releases
Kent’s all female football team score space in FA Cup
Published 25 Aug 2023
Following the Lionesses amazing journey which saw them make the final of the Women’s World Cup, XL@Football, Kent’s all female football club are heading towards their first game in the women’s FA Cup on 10th September when they face Herne Bay.
Continue readingKent Reliance / Press Releases
Children’s hospice banking on local support
Published 02 Aug 2023
Local savings bank, Kent Reliance, has been supporting Demelza Hospice Care for Children for over 4 years with 2022 being the biggest year yet! From volunteering to taking part in events and creating donation stations, there has been a wide range of support provided by the bank and its employees.
Continue readingInterbay / Press Releases
InterBay launches Select Partners alongside enhanced bridging range
Published 28 Jul 2023
InterBay, part of the OSB group, has launched Select Partners; a new partner proposition which offers exclusive access to its enhanced bridging range, improved criteria and expedited service.
Continue readingInterbay / Press Releases
Charlotte Parker appointed as Specialist Finance Account Manager for InterBay
Published 24 Jul 2023
OSB Group has promoted Charlotte Parker to Specialist Finance Account Manager (SFAM) for the south of England at commercial, semi-commercial and buy-to-let lender InterBay.
Continue readingInterbay / Press Releases
InterBay closes complex limited company buy to let deal
Published 22 Jul 2023
InterBay has completed a remortgage deal allowing a property investor to pay off their development loan on 28 units above a retail parade in Hemel Hempstead.
Continue readingOSB / Press Releases
BMA award-winner Joe Baxter appointed as BDM for South
Published 19 Jul 2023
Specialist lender OSB Group has promoted Joe Baxter to customer-facing Business Development Manager (BDM), covering the South Coast to South Wales, including Southampton, Bristol, Bath and Cardiff.
Continue readingOSB / Press Releases
OSB Group’s Jon Hall cycles for children’s hospice charity
Published 01 Jun 2023
Jon Hall, Group Managing Director, Mortgages and Savings at OSB Group, is to cycle 183 miles to raise funds for Demelza Hospice Care for Children.
Continue readingPrecise / Press Releases
Precise Mortgages launches new residential range with lower rates and increased adverse support
Published 01 Jun 2023
Precise Mortgages, part of the OSB Group, has lowered rates across a wide range of residential products and introduced supporting measures to help brokers accommodate clients with wider adverse requirements including Right to Buy products.
Continue readingOSB / Press Releases
Mental Health Awareness Week - OSB Group leads the way with colleague support
Published 15 May 2023
As a leading specialist lender in the UK, OSB Group understands the importance of nurturing a diverse, equal and inclusive environment for colleagues, customers and the communities around them.
Continue readingOSB / Press Releases
Bank supports charity trust garden for Kings Coronation
Published 05 May 2023
OSB Group, a specialist lender and savings bank with offices in Wolverhampton, are supporting local charity The Albrighton Trust ahead of the Kings Coronation this month.
Continue readingPrecise / Press Releases
Precise Mortgages launches new residential range with additional support for adverse challenges
Published 27 Apr 2023
Precise Mortgages, part of the OSB Group, has launched a new range of residential products combining lower rates with a wider choice to help brokers support clients who have adverse challenges.
Continue readingOSB / Press Releases
Samantha Brain appointed as BDM for central region
Published 20 Apr 2023
Specialist lender OSB Group have promoted Samantha Brain from office based business development manager to customer facing external Business Development Manager (BDM) covering the central region.
Continue readingOSB / Press Releases
OSB Group partners with Paylink Solutions to bolster customer support
Published 05 Apr 2023
OSB Group has entered into a multi-term partnership with fintech Paylink Solutions. The new partnership demonstrates best practice within the mortgage lending sector around understanding customer affordability and making it easier for customers to engage with OSB.
Continue readingOSB / Press Releases
OSB Group bolsters support for brokers through senior management promotions
Published 23 Mar 2023
OSB Group, which includes lending brands Precise Mortgages, Kent Reliance for Intermediaries and InterBay, has announced two senior management promotions to strengthen support to intermediaries, which come into effect from 1 April 2023.
Continue readingOSB / Press Releases
OSB Group reveal Depaul as new charity partner
Published 10 Mar 2023
OSB Group, the award winning leading specialist lender & savings bank, has announced their new charity partner for the next two years. Following a series of companywide voting, Depaul have been revealed as their charity partner.
Continue readingPrecise / Press Releases
Precise Mortgages supports brokers with relaunch of popular refurbishment buy to let product range
Published 09 Mar 2023
Precise Mortgages, part of the leading specialist lender OSB Group, has today relaunched its energy efficiency refurbishment buy to let product range.
Continue readingOSB / Press Releases
Louise Halliwell joins OSB Group as Savings Director
Published 13 Feb 2023
Colleagues at OSB Group, which includes savings brands Kent Reliance and Charter Savings Bank, have welcomed Louise Halliwell as she joins the specialist bank in a new role as Group Savings Director.
Continue readingCharter Savings Bank / Press Releases
Coventry Rugby Club get over 580 local children active each week
Published 09 Feb 2023
During a time of such uncertainty, Coventry Rugby club are a vital support to local schools with pupils of varying accessibilities. Supporting with in-school activities and engagement, over 580 local children a week are benefiting from the community outreach Coventry Rugby club provide. This outreach work is only made possible through financial support from Coventry Rugby Foundation and Charter Savings Bank.
Continue readingInterbay / Press Releases
InterBay expands legal panel to enhance broker service and support
Published 06 Feb 2023
InterBay, part of specialist lending OSB Group, has expanded its already established legal panel to help speed up applications across their commercial and semi-commercial ranges.
Continue readingPrecise / Press Releases
Precise Mortgages joins CoreLogic UK’s portfolio landlord platform
Published 02 Feb 2023
Leading specialist lender, Precise Mortgages, have announced they are working in partnership with CoreLogic UK, to support with property risk management and decisioning software.
Continue readingInterbay / Press Releases
InterBay partners with VAS Panel for improved broker experience
Published 25 Jan 2023
InterBay, part of specialist lender OSB Group, has partnered with VAS Panel to help speed up applications across their commercial and semi-commercial applications.
Continue readingKRFI / Press Releases
Kent Reliance for Intermediaries launches competitive residential range including income flex
Published 06 Jan 2023
Kent Reliance for Intermediaries, part of the leading specialist lender OSB Group, has launched a competitive new residential mortgage range which includes the return of their popular income flexibility proposition. The range includes lower rates, higher LTVs up to 90% with low deposit options and a reduced minimum loan, offering brokers wider access to a variety of lending solutions for their clients.
Continue readingOSB / Press Releases
OSB Group bolsters social commitment with new ESG specialists
Published 05 Jan 2023
OSB Group, the award winning leading specialist lender & savings bank, has recruited two new ESG roles to support their social commitment which is to “have a positive human and social impact on the lives of the customers, colleagues and communities we work with and affect”.
Continue readingCharter Savings Bank / Press Releases
Banking on child development and reducing isolation
Published 09 Dec 2022
The cost of living crisis has meant a tightening of belts and going without luxuries for many but the impact on local “not for profit” organisations has been acute.
Continue readingOSB / Press Releases
OSB Group pledges £50m fund to help landlords enhance energy efficiency
Published 24 Nov 2022
Leading specialist lender OSB Group is today announcing a package of targeted measures to support buy-to-let landlords seeking to improve the sustainability of their investment properties.
Continue readingPrecise / Press Releases
Precise Mortgages extends limited edition buy to let range with new lifetime trackers
Published 17 Nov 2022
Following the release of their fixed rate limited edition buy to let products last week, Precise Mortgages, part of the OSB Group, has today launched new buy to let lifetime tracker products, available up to 75% LTV.
Continue readingOSB / Press Releases
Magiclick appointed by Precise Mortgages to enhance digital customer journey
Published 15 Nov 2022
MagiClick has been appointed by Precise Mortgages, (part of leading specialist bank OSB Group) to create and deliver a website designed to enhance and improve the whole digital experience for their borrowers and broker partners.
Continue readingOSB / Press Releases
OSB Group Recognised for Employee Wellbeing Support
Published 10 Nov 2022
OSB Group, the award winning leading specialist lender & savings bank, has been awarded the Campaign for Learning Award for the wellbeing support they provide to their workforce.
Continue readingOSB / Press Releases
OSB Group’s range of support for Menopause
Published 18 Oct 2022
Today, on World Menopause Day 2022, OSB Group, the leading specialist lender & award winning savings bank, highlights the Menopause support they offer to colleagues.
Continue readingKent Reliance / Press Releases
Kent Reliance Scholarship is securing the future of female football
Published 17 Oct 2022
Kent Reliance, the local well-known savings bank which is part of OSB Group, continues to partner with XL@Football, an all-female football academy, in supporting players through the cost of living crisis.
Continue readingCharter Savings Bank / Press Releases
Coventry Rugby Club and Charter Savings Bank team up to tackle child hunger
Published 02 Sep 2022
Coventry Rugby Club have teamed up with Charter Savings Bank (part of the OSB Group) to offer support to local communities throughout the school holidays. The Project:500 scheme provides an opportunity for Coventry children to attend a fun packed programme which includes multi-sport activities as well as substantial meals, snacks, drinks, and a food hamper to take home, all in a bid to help combat hunger.
Continue readingPrecise / Press Releases
Precise Mortgages offers support to energy efficient landlords by enhancing refurbishment buy to let range
Published 29 Jul 2022
Precise Mortgages, part of the leading specialist lender OSB Group, has expanded its popular refurbishment buy to let proposition, to offer new exit products.
Continue readingOSB / Press Releases
OSB Group bridges the gap for High Net Worth Clients
Published 26 Jul 2022
Following the successful creation of the high net worth client management team in March this year, OSB Group, the leading specialist lender, has announced further enhancements to support brokers with large-scale bridging finance deals.
Continue readingKent Reliance / Press Releases
Bubble of banking support for Demelza Hospice Care for Children
Published 21 Jun 2022
Staff at Kent Reliance are supporting the Demelza Bubble Rush event on 10th July at Mote Park, Maidstone where families can walk, run or toddle their way through thousands of bubbles...
Continue readingCharter Savings Bank / Press Releases
Coventry Rugby Players Tackle Reading Skills with Local Children
Published 13 Jun 2022
Students at Colmore Junior School, Birmingham, tackled studies outside the classroom on Friday 10 June as they welcomed local MP Steve McCabe as well as visitors from Charter Savings Bank and Coventry Rugby Club for the official opening of a brand new reading area at the school.
Continue readingKRFI / Press Releases
Kent Reliance for Intermediaries launches new residential range for clients needing extra flexibility
Published 18 May 2022
Kent Reliance for Intermediaries, part of the leading specialist lender OSB Group, has launched a new residential mortgage proposition to support brokers with clients who need flexibility around complex income streams and where appropriate, could deploy the use of higher income multiples. This may include professionals with sustainable incomes that will increase due to attaining professional qualifications, clients who provide evidence of regular bonuses and/or those with more than one form of income.
Continue readingOSB / Press Releases
OSB Group boosts national broker support following successful pilot with office based BDM team
Published 11 May 2022
OSB Group, one of the leading specialist lenders, has announced the launch of a new office based BDM team, under the direction of Simon Cockerill, Head of Intermediary Sales Development.
Continue readingOSB / Press Releases
OSB Group launches new extensive range of bridging products through Precise Mortgages and InterBay
Published 08 Apr 2022
OSB Group, one of the UK’s leading specialist lenders, has launched an extensive new bridging proposition through Precise Mortgages & InterBay to support brokers with their client’s requirements for short term lending solutions. The range brings together a real breadth of product offering and utilises a combination of expertise across both brands.
Continue readingKRFI / Press Releases
Kent Reliance for Intermediaries and EY produce educational tax guide for intermediary brokers
Published 06 Apr 2022
Kent Reliance for Intermediaries, part of leading specialist lender OSB Group and EY have worked together to produce an educational guide for brokers based on the rule updates to the UK tax system. The guide entitled “UK Tax Relief on Finance Costs” has been compiled to inform its intermediary partners on the key considerations faced by their landlord clients and how they run their rental portfolios.
Continue readingKRFI / Press Releases
Kent Reliance for Intermediaries launches brand new residential range
Published 01 Apr 2022
Kent Reliance for Intermediaries, part of the leading specialist lender OSB Group, is redefining it’s residential mortgage proposition to further support brokers by giving wider access to lending solutions suitable for a variety of clients.
Continue readingPrecise / Press Releases
Precise Mortgages announces plans to relaunch wider adverse residential range to increase broker choice
Published 01 Apr 2022
Precise Mortgages, part of the leading specialist lender OSB Group, has announced their launch of a new range of residential mortgage products to support brokers seeking lending solutions for customers with less-than-perfect credit profiles, including those with CCJs, defaults and active DMPs.
Continue readingOSB / Press Releases
OSB Group strengthens Specialist Finance Team to enhance broker support
Published 28 Mar 2022
OSB Group, one of the UK’s leading specialist lenders, has expanded their specialist finance team through the appointment of three new account managers to help strengthen the expertise and broker support across Precise Mortgages for bridging finance & InterBay for commercial, semi-commercial and specialist buy to let.
Continue readingOSB / Press Releases
OSB Group creates High Net Worth division to support brokers and customers
Published 22 Mar 2022
OSB Group, one of the leading specialist lenders has unveiled plans for a new High Net Worth Client Management Team under the leadership of Simon Cockerill, Head of Intermediary Sales Development.
Continue readingOSB / Press Releases
OSB Group joins the United Nations Net Zero Banking Alliance and commits to net zero by 2050
Published 09 Mar 2022
As one of the leading specialist lenders in the UK, OSB Group’s purpose is “to help our customers, colleagues and communities prosper”. The commitment the Group announces today recognises that urgently tackling climate change and promoting green finance underpins the future prosperity of the UK.
Continue readingOSB / Press Releases
OSB Group unveils new BDM model supporting service and expertise to brokers
Published 23 Feb 2022
OSB Group, one of the UK’s leading specialist lenders, has unveiled plans for a new sales team structure to provide brokers with enhanced engagement and support opportunities through multiple communication channels.
Continue readingPrecise / Press Releases
Precise Mortgages appoints new BDM for South West region
Published 18 Jan 2022
Precise Mortgages, one of the UK’s leading specialist lenders, has announced the appointment of a new business development manager (BDM) to strengthen its support for intermediaries in the South West region.
Continue readingInterbay / Press Releases
InterBay slashes rates across semi-commercial and commercial ranges
Published 13 Jan 2022
InterBay, part of the specialist lender OSB Group, has made a robust start to the year by cutting rates and raising LTVs to help investors make the most of new commercial opportunities in 2022.
Continue readingOSB / Press Releases
OSB Group refreshes intermediary leadership through senior appointments
Published 10 Jan 2022
OSB Group, a leading specialist mortgage lender, has today announced two senior intermediary leadership appointments with immediate effect.
Continue readingKent Reliance / Press Releases
Demelza Hospice Care for Children receive early Christmas gifts
Published 20 Dec 2021
Kent Reliance, part of specialist lending group OSB Group and XL@Football Academy, a leading female football academy based in Shorne, Kent, have partnered to help bring some early festive cheer to the children...
Continue readingOSB / Press Releases
Jon Hall joins OSB Group as Group Managing Director, Mortgages
Published 29 Nov 2021
Colleagues at OSB Group, which includes Precise Mortgages, Kent Reliance for Intermediaries and InterBay Commercial, have welcomed Jon Hall today as he joins the specialist lender in his new role as Group Managing Director, Mortgages.
Continue readingPrecise / Press Releases
Precise Mortgages appoints new BDM for South and West London regions
Published 22 Oct 2021
Precise Mortgages, one of the UK’s leading specialist lenders, has announced the appointment of a new business development manager (BDM) to strengthen its support for intermediaries in the South and West London areas.
Continue readingPrecise / Press Releases
Precise Mortgages boosts bridging range with LTVs of up to 75%
Published 21 Oct 2021
Precise Mortgages, one of the UK’s leading specialist lenders and part of OSB Group, has launched an enhanced bridging range, featuring regulated and non-regulated products up to 75% LTV and no maximum loan size.
Continue readingPrecise / Press Releases
Precise Mortgages boosts bridging range with up to 75% LTV
Published 18 Oct 2021
Precise Mortgages, part of the leading specialist lender OSB Group, has today launched an enhanced bridging range with expanded refurbishment criteria, which can be used for a wide choice of property type, including HMOs.
Continue readingInterbay / Press Releases
InterBay Commercial strengthens its proposition through new buy to let range with 0.25% rate reductions
Published 07 Oct 2021
InterBay Commercial, part of the leading specialist bank OSB Group, has launched a new buy to let product range with all rates reduced by 0.25% and all trail ERCs removed.
Continue readingOSB / Press Releases
OSB Group unites to take part in National Inclusion Week celebrations
Published 29 Sep 2021
Colleagues at OSB Group, which includes Precise Mortgages, Kent Reliance for Intermediaries and InterBay Commercial, are looking forward to a week-long series of activities designed to promote the importance and benefits of a united workforce.
Continue readingInterbay / Press Releases
InterBay Commercial completes £30m funding for mixed use portfolio client
Published 23 Sep 2021
InterBay Commercial, part of the specialist bank OSB Group, has announced the completion of a significant facility secured against more than 400 properties in central and northern England.
Continue readingPrecise / Press Releases
Precise Mortgages boosts buy to let range with significant rate and fee reductions
Published 21 Sep 2021
Precise Mortgages has today made significant buy to let changes which include reduced rates and fees across the full suite of personal ownership, HMO and limited company products.
Continue readingPrecise / Press Releases
Precise Mortgages launches Great Special-iced Bake 2021 competition
Published 16 Aug 2021
Budding bakers from around the industry are tying up their apron strings and getting their ingredients ready as they prepare to do battle again in Precise Mortgage’s popular bake challenge.
Continue readingPrecise / Press Releases
Precise Mortgages appoints new BDM for London North West and East regions
Published 27 Jul 2021
Precise Mortgages, one of the UK’s leading specialist lenders, has announced the appointment of a new business development manager (BDM) to further strengthen its support for intermediaries in the London North West and East regions.
Continue readingPrecise / Press Releases
Precise Mortgages boosts buy to let LTV limits and launches larger loan range
Published 23 Jul 2021
Precise Mortgages, one of the UK’s leading specialist lenders, has reintroduced higher loan-to-value (LTV) limits on its buy to let mortgages and launched two new larger loan products.
Continue readingKRFI / Press Releases
Kent Reliance for Intermediaries increases LTVs across residential and expands buy to let range
Published 13 Jul 2021
Kent Reliance for Intermediaries, part of the specialist lender OSB Group, has increased the maximum loan-to-value (LTV) limits across its ranges of prime and near prime residential mortgages, and buy to let products.
Continue readingOSB / Press Releases
Alan Cleary To Retire
Published 05 Jul 2021
OSB GROUP PLC, the parent of Precise Mortgages, Kent Reliance for Intermediaries and InterBay Commercial has announced the retirement of Alan Cleary, its Group Managing Director for Mortgages.
Continue readingInterbay / Press Releases
InterBay Commercial enhances buy to let range with increased LTVs and adds new 2 year fix holiday let product to existing range
Published 05 Feb 2021
InterBay Commercial, part of the leading specialist bank OSB Group, has increased the maximum loan-to-value (LTV) limit across its buy to let mortgages range.
Continue readingKent Reliance / Press Releases
Kent Reliance opens new high street branch
Published 26 Jan 2021
Kent Reliance, the award winning savings provider and part of the OSB Group, has opened the doors to its new Strood branch today.
Continue readingOSB / Press Releases
Cleary announces sales team restructure
Published 06 Jan 2021
Precise Mortgages, Kent Reliance for Intermediaries and InterBay Commercial sales teams, have been restructured to better support intermediary partners and to enhance the service that is provided to them.
Continue readingInterbay / Press Releases
InterBay Commercial launches new commercial proposition
Published 30 Nov 2020
Following on from the success of InterBay Commercial’s recent semi-commercial launch, the specialist lender has today announced a new commercial product range with rates from 5.74%, up to 65% LTV, as well as two, three or five-year fixed terms. Brokers with a proposal are encouraged to speak to their local business development manager for guidance and to help tailor their application.
Continue readingKRFI / Press Releases
Kent Reliance for Intermediaries expands its HMO/MUFB product range
Published 19 Nov 2020
Kent Reliance for Intermediaries, part of the OneSavings Bank group, has today expanded its HMO/MUFB proposition to consider properties up to and including 10 bedrooms/units. The increase has been designed to offer greater choice to its intermediary partners who are seeking solutions for larger HMO/MUFB cases.
Continue readingInterbay / Press Releases
InterBay Commercial launches enhanced semi-commercial proposition
Published 12 Nov 2020
InterBay Commercial is pleased to launch a new semi-commercial range today with 2, 3 and 5 year fixed rate products available. A key feature of this range is that commercial income can be considered alongside residential income, with LTVs up to 70%.
Continue readingInterbay / Press Releases
InterBay Commercial completes semi-commercial deal in just 5 weeks
Published 22 Oct 2020
InterBay Commercial, part of lending specialist OneSavings Bank was recently approached by broker partner Empire Finance, on behalf of a client looking to secure funding for a new business location to help them separate their commercial operations from their family home.
Continue readingKRFI / Press Releases
Kent Reliance for Intermediaries lowers rates across new buy to let and residential products
Published 22 Sep 2020
Kent Reliance for Intermediaries, part of the specialist lending and retail savings group OneSavings Bank plc, has today launched a brand new suite of buy to let and residential products, which includes shared ownership.
Continue readingInterbay / Press Releases
InterBay Commercial re-launches HMO and MUFB proposition for up to 20 bedrooms/units
Published 08 Jun 2020
InterBay Commercial, part of specialist lender OneSavings Bank, has today launched an enhanced product range for HMOs and MUFBs, which is available for purchase and remortgage applications. Properties up to 20 bedrooms/units can be considered with a maximum loan size of £1.5m up to 70% LTV. Larger loans will be considered on a referral basis and intermediaries should contact their senior business development manager to discuss specific cases.
Continue readingInterbay / Press Releases
Krissy Salmon joins InterBay Commercial as Senior Business Development Manager
Published 07 Feb 2020
InterBay Commercial, part of specialist lending group OneSavings Bank plc, has appointed Krissy Salmon as Senior Business Development Manager covering South West, South Wales and the South Coast.
Continue readingInterbay / Press Releases
InterBay Commercial completes complex portfolio transfer in £7million remortgage case
Published 14 Jan 2020
InterBay Commercial, part of specialist mortgage provider and retail savings group OneSavings Bank, was approached by leading specialist distributer, Brightstar Financial, on behalf of a client seeking to refinance and raise capital on their total portfolio. The portfolio included a variety of residential investment property types, including flats, houses, HMOs and small and large blocks of flats.
Continue readingKRFI / Press Releases
Sarah Hopkins joins Kent Reliance for Intermediaries as Senior BDM for the South West
Published 06 Jan 2020
Kent Reliance, part of the specialist lending and retail savings group OneSavings Bank plc, has today announced the appointment of Sarah Hopkins as a Senior Business Development Manager within the southern region covering Cornwall, Devon, Somerset, South Wales and South Coast. Sarah will have full responsibility for overseeing and developing broker relationships within her region and increasing access to Kent Reliance’s specialist lending proposition.
Continue readingKRFI / Press Releases
Kent Reliance for Intermediaries secures complex case funding for over £8 million
Published 02 Dec 2019
Kent Reliance for Intermediaries, part of specialist mortgage provider and retail savings group OneSavings Bank plc, was approached by Fitch & Fitch on behalf of a client seeking refinance of 9 new build flats in central London with a view to selling off plan to foreign investors.
Continue readingInterbay / Press Releases
More education needed as landlords use personal savings to fund refurbishments
Published 11 Nov 2019
Greater education is needed on the finance options available to landlords when it comes to refurbishments according to InterBay Commercial’s latest report Unlocking value: “The role of refurbishment in buy to let”. Indeed, InterBay Commercial, part of OneSavings Bank found that one in eight landlords surveyed said they were unaware what type of finance is available to them for refurbishment.
Continue readingKRFI / Press Releases
Landlords receive £58bn a year in rental income across PRS as average rents rise to new high
Published 06 Sep 2019
Landlords collected £58.1bn in rent across Great Britain last year – the highest amount on record – according to research by Kent Reliance for Intermediaries. The results found that the amount of rent paid across the private rented sector (PRS) climbed by 1.4% compared to a year ago, an increase of around £818m across the country.
Continue readingKRFI / Press Releases
Yields climb to two-year high but growth subdued in £1.3trn private rented sector
Published 12 Jul 2019
Despite improving yields for landlords, the growth of the PRS is subdued on the back of government intervention and the economic impact of Brexit uncertainty, according to the ninth edition of Kent Reliance for Intermediaries’ Buy to let Britain report.
Continue readingInterbay / Press Releases
InterBay Commercial partners with Empire Corporate Finance to deliver £6.5m of commercial finance
Published 05 Jul 2019
InterBay Commercial, part of specialist lending group OneSavings Bank, partnered with Empire Corporate Finance to provide just over £6.5m of finance for two complex and diverse commercial cases.
Continue readingKRFI / Press Releases
Kate Welland joins Kent Reliance for Intermediaries as Senior BDM for East Midlands
Published 04 Jun 2019
As it continues with its strategy to provide full national sales coverage, Kent Reliance for Intermediaries (KRFI), part of specialist lending and retail savings group OneSavings Bank plc, is pleased to announce the appointment of Kate Welland as Senior Business Development Manager for the East Midlands.
Continue readingKRFI / Press Releases
Kent Reliance for Intermediaries partners with Mortgage Force to provide complex case funding for £13 million
Published 21 May 2019
Kent Reliance for Intermediaries, part of specialist mortgage provider and retail savings group OneSavings Bank plc, was approached by Mortgage Force on behalf of a client seeking refinance of a block of flats and capital raising to repay the existing development finance totalling almost £13 million. The client also intended to transfer the lease to a newly formed holding Limited Company.
Continue readingOSB / Press Releases
Completion of the combination between OneSavings Bank plc and Charter Court Financial Services Group plc
Published 10 Apr 2019
From today, the combined group will harness the very best of both firms to create a leading specialist mortgage lender in the UK.
Continue readingInterbay / Press Releases
InterBay Commercial appoints new Senior BDM for London area
Published 10 Apr 2019
InterBay Commercial, part of specialist lending group OneSavings Bank, has appointed Davey Gurm as a senior business development manager to cover the London area, as part of its ongoing commitment to strengthen relationships with broker partners and intermediaries across the UK.
Continue readingKRFI / Press Releases
Landlords in East Midlands face lower costs than UK average
Published 28 Mar 2019
Landlords in the East Midlands pay on average £2,712 in costs per property (excluding mortgage costs and tax, but including void periods), according to specialist mortgage lender, Kent Reliance for Intermediaries. (see table below).
Continue readingKRFI / Press Releases
Landlords in the East of England face lower costs than UK average
Published 28 Mar 2019
Landlords in the East of England face lower than average costs, according to specialist mortgage lender, Kent Reliance for Intermediaries. The research found that the average cost for landlords in the region (excluding mortgage costs and tax, but including void periods) was £3,300 per property per year.
Continue readingKRFI / Press Releases
Landlords face highest running costs in London
Published 28 Mar 2019
London has been identified as the most expensive region in Britain to be a landlord, according to specialist mortgage lender, Kent Reliance for Intermediaries. The research found that the average cost for landlords in the region (excluding mortgage costs and tax, but including void periods) was £6,455 per property per year.
Continue readingKRFI / Press Releases
Landlords in the North East have the lowest property running costs in the country
Published 28 Mar 2019
The North East of England has been identified as the cheapest region in Britain to be a landlord, according to specialist mortgage lender, Kent Reliance for Intermediaries. The research found that the average cost for landlords in the region (excluding mortgage costs and tax, but including void periods) was £1,848 per property per year.
Continue readingKRFI / Press Releases
Landlords in the North West face lower costs than UK average
Published 28 Mar 2019
The North West of England has been identified as the third cheapest region in Britain to be a landlord, according to specialist mortgage lender, Kent Reliance for Intermediaries (see table below). The research found that the average cost for landlords in the region (excluding mortgage costs and tax, but including void periods) was £2,475 per property per year.
Continue readingKRFI / Press Releases
Landlords in the South West face lower costs than UK average
Published 28 Mar 2019
Landlords in the South West face lower costs than UK average, according to specialist mortgage lender, Kent Reliance for Intermediaries. The research found that the average cost for landlords in the region (excluding mortgage costs and tax but including void periods) was £3,055 per property per year.
Continue readingKRFI / Press Releases
Landlords in Wales face lower costs than UK average
Published 28 Mar 2019
Wales has been identified as the second cheapest region in Britain to be a landlord, according to specialist mortgage lender, Kent Reliance for Intermediaries (see table below). The research found that the average cost for landlords in the region (excluding mortgage costs and tax, but including void periods) was £2,129 per property per year.
Continue readingKRFI / Press Releases
Landlords in West Midlands face lower costs than UK average
Published 28 Mar 2019
The West Midlands has been identified as one of the Top Five cheapest regions in Britain to be a landlord, according to specialist mortgage lender, Kent Reliance for Intermediaries (see table below). The research found that the average cost for landlords in the region (excluding mortgage costs and tax, but including void periods) was £2,643 per property per year.
Continue readingKRFI / Press Releases
Landlords in the Yorkshire and The Humber face lower costs than UK average
Published 28 Mar 2019
Yorkshire and The Humber has been identified as being one of the cheapest regions in Britain to be a landlord, according to specialist mortgage lender, Kent Reliance for Intermediaries. The research found that the average cost for landlords in the region (excluding mortgage costs and tax, but including void periods) was £2,483 per property per year.
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Landlords in the South East face the second highest running costs in UK
Published 28 Mar 2019
The South-East has been identified as the second most expensive region in Britain to be a landlord, according to specialist mortgage lender, Kent Reliance for Intermediaries. The research found that the average cost for landlords in the region (excluding mortgage costs and tax, but including void periods) was £3,656 per property per year.
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Over half of landlords currently use an accountant on key property decisions
Published 27 Mar 2019
Over half (58%) of landlords are currently using accountants to help make key property decisions – a clear sign of the growing professionalisation of the sector. The findings come from new research from Kent Reliance, part of specialist mortgage provider and retail savings group OneSavings Bank plc, in partnership with Charterhouse Research.
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Over half of landlords involve an accountant for key property decisions
Published 27 Mar 2019
Over half (58%) of landlords are involving accountants when making key property decisions – a clear sign of the growing professionalisation of the sector. The findings come from new research from Kent Reliance for Intermediaries, part of specialist mortgage provider and retail savings group OneSavings Bank plc.
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InterBay Commercial partners with Impact Specialist Finance to deliver £6m of commercial finance
Published 11 Feb 2019
InterBay Commercial, part of specialist lending group OneSavings Bank, partnered with Impact Specialist Financial to provide just under £6m of finance for two commercial cases.
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Kent Reliance makes key changes to core mortgage product ranges
Published 04 Jan 2019
Kent Reliance, part of specialist mortgage provider and retail savings group OneSavings Bank plc, today announces key changes to its core residential and buy to let mortgage ranges.
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Kent Reliance celebrates 1st anniversary of Maidstone High Street Branch
Published 07 Dec 2018
Staff and customers from the Maidstone branch of Kent Reliance, celebrated their 1st anniversary in style by tucking into home-made cupcakes made by talented Claire Mirams who works for Kent Reliance in their Canterbury branch but loves to bake in her spare time.
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Kent Reliance launches new buddy system for brokers
Published 03 Dec 2018
Kent Reliance, part of specialist mortgage provider and retail savings group OneSavings Bank plc, today announces the launch of a new buddy system for its broker partners as part of its ongoing KRFI Service Enhancement Programme.
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65% of brokers confirm that they would take on short term finance clients for the ability to diversify
Published 08 Nov 2018
65% of brokers cited that the key reason they would take on short term finance clients was the ability to diversify, followed by 60% of brokers who said the main driver was the increased demand for bridging cases, according to a survey of 200 brokers by InterBay Commercial, part of specialist lending group OneSavings Bank.
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InterBay Commercial appoints new Senior BDM for the Midlands
Published 05 Nov 2018
InterBay Commercial, part of specialist lending group OneSavings Bank, has appointed Matthew Taylor as a Senior Business Development Manager to cover the Midlands area as it continues with its strategy to provide full national sales coverage.
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InterBay announces commercial rate reductions and introduction of dual legal representation for bridging
Published 25 Oct 2018
InterBay Commercial, part of specialist lending group OneSavings Bank, has reduced rates across its commercial and semi commercial products as well as introduced dual legal representation for bridging loans up to £2,000,000.
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Brokers view tax reform as more important to bridging market growth than Brexit
Published 24 Oct 2018
Over half of brokers (52%) believe that reform to tax legislation for property investors would boost the bridging market. This is twice as many as view the outcome of Brexit negotiations (27%) as the most important factor in driving growth in the market, according to a survey of 200 brokers by InterBay Commercial, part of specialist lending group OneSavings Bank.
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Kent Reliance raises broker proc fee for product transfers
Published 08 Oct 2018
Kent Reliance, part of specialist mortgage provider and retail savings group OneSavings Bank plc, has announced its decision to increase the procuration fees for product transfers from 0.25% to 0.30%.
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Kent Reliance opens new branch in Canterbury High Street
Published 02 Oct 2018
Kent Reliance is proud to announce the opening of its new, larger Canterbury Branch located at 12-13 High Street.
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Kent Reliance celebrates official opening of the Young Lives Foundation
Published 14 Sep 2018
The Young Lives Foundation (YLF) celebrated the official opening of their newly revamped offices in Maidstone, Kent following weeks of hard work by volunteers as part of Project Kent.
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Kent Reliance reduces rates on 5 year fixed BTL mortgage products
Published 04 Sep 2018
Kent Reliance, part of specialist mortgage provider and retail savings group OneSavings Bank plc, has today announced that it is making rate reductions to its 5 year fixed BTL mortgages for 75% LTV and 80% LTV products.
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InterBay Commercial partners with Brightstar Financial to deliver swift £18m loan for Ltd Co. portfolio
Published 04 Jul 2018
InterBay Commercial, part of specialist lending group OneSavings Bank, has partnered with Brightstar Financial to expedite a loan of over £18m that facilitated the transition of a professional landlord’s portfolio into a corporate structure.
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InterBay partners with Legal & General Mortgage Club
Published 03 Jul 2018
InterBay Commercial, part of the specialist lending and retail savings group OneSavings Bank plc (OSB), has partnered with Legal & General Mortgage Club. From today, Legal & General club members will be able to access InterBay’s range of commercial, semi-commercial, buy-to-let, HMO and bridging products.
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Kent Reliance extends Day One Remortgage Option
Published 26 Jun 2018
Kent Reliance, part of specialist mortgage provider and retail savings group OneSavings Bank plc, has today announced that the option to remortgage a property from Day One will now be offered to all intermediaries for residential and buy to let loans.
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Growth stutters in private rented sector, but second ‘lost decade’ ahead for nearly a million first-time buyers
Published 15 Jun 2018
The growth of the PRS has slowed as government intervention and economic uncertainty has bitten, but the prolonged absence of first-time buyers in the housing market will support its long-term expansion, according to the eighth edition of Kent Reliance’s Buy to Let Britain report.
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Kent Reliance adds two new BDMs as it grows nationwide offering
Published 15 Jun 2018
Kent Reliance, part of the specialist lending and retail savings group OneSavings Bank plc, has today announced the appointment of Krissy Salmon and Simon Ward as Senior Business Development Managers.
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Kent Reliance makes senior BDM hire to drive growth in the West
Published 05 Jun 2018
Kent Reliance, part of the specialist lending and retail savings group OneSavings Bank, has today announced the appointment of Hayley Evans as senior business development manager within Kent Reliance’s West team.
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Kent Reliance extends availability of its Near Prime product range
Published 21 May 2018
Kent Reliance, part of specialist lending and retail savings group OneSavings Bank, has now extended access of its Near Prime product range across its entire broker network following the results of its initial trial period.
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InterBay announces expansion of solicitor panel
Published 15 May 2018
InterBay Commercial, part of specialist lending group OneSavings Bank, is expanding its solicitor panel for all term loans, following a successful 2017 in which it surpassed all new lending targets.
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InterBay partners with TMA to launch new club partnership
Published 14 May 2018
InterBay Commercial, part of the specialist lending and retail savings group OneSavings Bank plc (OSB), has launched a new club partnership with TMA as it continues to seek to diversify and expand its existing distribution network.
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Landlords could see £162,000 net profit per property despite rising costs
Published 11 May 2018
Long-term property investment is set to deliver significant returns for landlords, despite recent regulatory and taxation changes, according to detailed analysis by Kent Reliance, the specialist mortgage lender and part of OneSavings Bank plc.
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InterBay partners with PMS Mortgage Club to provide direct submission route
Published 03 May 2018
InterBay Commercial, part of the specialist lending and retail savings group OneSavings Bank plc (OSB), has partnered with PMS Mortgage Club to provide a direct submission route for its brokers and further compliment its existing distribution network.
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InterBay launches new network partnership with Intrinsic
Published 24 Apr 2018
InterBay Commercial, part of the specialist lending and retail savings group OneSavings Bank plc (OSB), has launched a new network partnership with Intrinsic Financial Services as it continues to seek to diversify and expand its existing distribution network.
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PRA changes prompts spike in BTL landlords looking to diversify
Published 17 Apr 2018
Over half (51%) of the UK’s brokers have been approached by landlords looking to diversify their portfolios within the last six months, according to new research from OneSavings Bank, the specialist lending and retail savings group.
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PRA changes: driving brokers toward specialist lenders
Published 29 Mar 2018
The PRA’s new guidelines for portfolio landlords, which came into effect last October, have resulted in a flurry of mortgage brokers using specialist lenders for the first time, new research reveals.
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Kent Reliance launches new residential Prime and Near Prime ranges
Published 27 Mar 2018
Kent Reliance, part of specialist lending and retail savings group OneSavings Bank, is today announcing the launch of its new residential Prime and Near Prime proposition featuring rates starting from 3.19% and a maximum 90% LTV available.
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OneSavings Bank revises lending conditions ahead of EPC changes
Published 21 Mar 2018
In response to the new energy efficiency regulations which come into effect on 1st April, OneSavings Bank plc, the specialist lending and retail savings group, has announced changes to its lending conditions for residential buy to let and commercial mortgages through its Kent Reliance and InterBay commercial brands.
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Landlords contribute £16.1bn to British economy but set to slash spending
Published 08 Mar 2018
More than a third of landlords are looking to cut their annual spending as rising running costs and higher taxes bite, according to the latest research by Kent Reliance, the specialist mortgage lender and part of OneSavings Bank plc.
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OneSavings Bank revamps ICR requirements
Published 27 Feb 2018
OneSavings Bank plc, the specialist lending and retail savings group, is today announcing changes to its interest coverage ratio (ICR) requirements for all buy to let loans through trading brands Kent Reliance and InterBay Commercial.
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InterBay opens bridging finance proposition to entire broker panel
Published 22 Feb 2018
InterBay Commercial, part of specialist lending group OneSavings Bank, is extending its residential investment and commercial bridging finance proposition to its entire broker panel, following a successful trial in 2017.
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InterBay creates new sales structure
Published 08 Feb 2018
InterBay Commercial, part of the specialist lending and retail savings group OneSavings Bank plc (OSB), has today announced a new sales structure to better support its broker network.
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Kent Reliance establishes direct submission route with Personal Touch Panel
Published 02 Feb 2018
Kent Reliance, the specialist mortgage lender and part of OneSavings Bank plc, has partnered with Personal Touch FS to provide a direct submission route for its brokers and compliment their existing distribution network.
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Kent Reliance establishes direct submission route with Personal Touch Panel
Published 02 Feb 2018
Kent Reliance, the specialist mortgage lender and part of OneSavings Bank plc, has partnered with Personal Touch FS to provide a direct submission route for its brokers and compliment their existing distribution network.
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InterBay reduces rates, launches new portal and changes commitment fees
Published 25 Jan 2018
InterBay Commercial, part of specialist lending group OneSavings Bank, today announces rate changes across the majority of its long term loan range.
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Kent Reliance makes key appointments to meet broker demand
Published 22 Jan 2018
Kent Reliance, part of the specialist lending and retail savings group OneSavings Bank plc, is today announcing the appointment of two regional sales managers and a senior business development manager.
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Kent Reliance launches new Children’s Savings Account in partnership with Demelza Hospice Charity
Published 17 Jan 2018
Kent Reliance, part of specialist lending group OneSavings Bank, has launched a new children’s savings account in support of its local charity partner, Demelza Hospice Care for Children.
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Private rented sector value climbs to £1.4trn, but growth slows as two-speed market emerges
Published 08 Dec 2017
A cocktail of tax reform and tighter regulation for landlords is slowing the growth of the PRS, despite its value hitting a new high, according to the seventh edition of Kent Reliance’s Buy to Let Britain report.
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Kent Reliance hires new Head of Sales to drive growth
Published 24 Nov 2017
OneSavings Bank, the specialist lending and retail savings group, today announces the appointment of Simon Cockerill as Head of Sales for its Kent Reliance business, part of its ongoing commitment to strengthen relationships with broker partners and intermediaries across the UK.
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OSB Revamps Ex-pat Mortgage Product Range
Published 31 Oct 2017
OneSavings Bank plc, the specialist lending and retail savings group, has today announced major changes to its ex-pat mortgage product range through its trading brands Kent Reliance and InterBay Commercial.
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Kent Reliance Introduces Brand New Fees Assisted Remortgage Product Range
Published 10 Oct 2017
Kent Reliance, the specialist mortgage provider and part of OneSavings Bank plc has today introduced a Fees Assisted Remortgage product range for residential and standard BTL applications as part of its ongoing campaign to create a slicker application process for brokers.
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Kent Reliance launches specialist market leading income backed BTL
Published 10 Oct 2017
Kent Reliance, award winning mortgage lender and part of specialist lending group OneSavings Bank, today announced the launch of its market leading income backed BTL product which allows a complete view of customer affordability through earned income/assets to supplement interest coverage ratio (ICR) and is the first of its type to be provided by a specialist mortgage lender.
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Half of BTL brokers are still in the dark about the PRA’s upcoming portfolio landlord changes
Published 12 Sep 2017
Just over half (54%) of brokers are comfortable that they fully understand what the upcoming PRA changes for portfolio landlords entail, and what they will mean for their business, according to new research from Kent Reliance, part of the specialist lending group OneSavings Bank (OSB).
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PRA Deadline Day: 1 in 5 brokers have already spoken to their clients about portfolio landlord changes
Published 12 Sep 2017
One in five (22%) brokers have spoken to existing clients about the PRA portfolio changes landing on Sunday 1st October, but with 78% yet to do so, deadline day is an ideal opportunity to engage, according to new research from Kent Reliance, part of the specialist lending group OneSavings Bank (OSB).
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OneSavings Bank outlines plans for second phase of PRA portfolio landlord changes
Published 17 Aug 2017
Specialist lender OneSavings Bank (OSB) has announced its new lending criteria for portfolio landlords to help brokers prepare early for the upcoming second phase of PRA changes coming into effect on 1st October 2017.
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OneSavings Bank chooses eTech’s Buy to Let Hub as its dedicated PRA SS13/16 portfolio submission platform for brokers
Published 27 Jul 2017
Specialist lending group OneSavings Bank (OSB) has signed a deal with leading property risk software developer eTech to implement its online portfolio submission platform ahead of the PRA’s SS13/16 portfolio landlord underwriting standards coming into effect on 1st October.
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InterBay launches Bridging finance proposition, rates from 0.44 per cent per month
Published 18 Jul 2017
InterBay Commercial, part of specialist lending group OneSavings Bank, has announced that from today it will now provide Residential and Commercial Bridging finance for property investors in a move that simplifies its product proposition. Rates start from 0.44% and are initially available through a selected broker panel and will incorporate its existing range of short term lending options.
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Landlords face highest running costs in London and the South East
Published 18 Jun 2017
London has been identified as the most expensive region in Britain to be a landlord, according to specialist mortgage lender, Kent Reliance, whose research shows that the average cost (excluding mortgage costs and tax, but including void periods) is £6,535 per property per year, or 32% of the amount that they receive in rent.
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Landlords in Blaenau Gwent have lowest property running costs in the UK
Published 18 Jun 2017
The North East of England has been identified as the cheapest region in Britain to be a landlord, according to specialist mortgage lender, Kent Reliance, whose research shows that the average cost (excluding mortgage costs and tax, but including void periods) is £1,895 per property per year, or 34% of the amount that they receive in rent.
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Landlords in the North East have the lowest property running costs in the UK
Published 18 Jun 2017
The North East of England has been identified as the cheapest region in Britain to be a landlord, according to specialist mortgage lender, Kent Reliance, whose research shows that the average cost (excluding mortgage costs and tax, but including void periods) is £1,895 per property per year, or 34% of the amount that they receive in rent.
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Award Winning Kent Reliance Expands Into Chichester
Published 02 May 2017
Kent Reliance, the award winning savings provider, which is part of specialist lending group OneSavings Bank, has announced the 9th addition to its growing portfolio, a new branch agency.
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Kent Reliance Reduce Rates Across Entire BTL Specialist Mortgages
Published 23 Feb 2017
Kent Reliance, award winning mortgage lender and part of specialist lending group OneSavings Bank, today announced major changes to their BTL specialist mortgage range, with rates now starting from 2.99%, their lowest ever interest rate.
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Kent Reliance establishes direct submission route with The Mortgage Alliance
Published 09 Feb 2017
Kent Reliance, the specialist mortgage lender and part of OneSavings Bank plc, has partnered with The Mortgage Alliance (TMA) to provide a direct submission route for its brokers and extend its specialist distribution network.
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InterBay strengthens buy to let proposition with simplified pricing and rate reductions
Published 31 Jan 2017
InterBay Commercial, part of specialist lending group OneSavings Bank, has announced that they are simplifying their mortgage range for Buy to Let (BTL) business and houses of multiple occupation (HMOs) by adopting a single tier approach to pricing.
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InterBay introduces Title Insurance for Developer Exit product to enable swifter completions
Published 20 Jan 2017
InterBay Commercial, part of specialist lending group OneSavings Bank, has announced that Title Insurance is now available for its Developer Exit product for loans up to £2m.This recent change brings the Developer Exit product in line with its commercial and buy to let re-mortgage and purchase transactions.
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Kent Reliance increases support for intermediaries with key appointments
Published 17 Jan 2017
Kent Reliance, part of the specialist lender OneSavings Bank, has promoted Steve Seal to Head of Sales, with immediate effect after he successfully led and developed the national account distribution strategy in 2016.
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InterBay revamps its Commercial and Semi-commercial proposition with significantly reduced rates priced on yield
Published 10 Jan 2017
InterBay Commercial, part of specialist lending group OneSavings Bank, announces reduced rates across its Commercial and Semi-Commercial range supported with a new, simplified pricing structure. The new range is available immediately.
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OneSavings Bank Group amends Buy to let affordability assessments in line with PRA statement
Published 20 Dec 2016
Specialist lender OneSavings Bank (OSB) announces that from 28 December 2016 it will be implementing changes to its affordability assessments for all new buy to let mortgage applications through its trading brands of Kent Reliance and its subsidiaries InterBay Commercial and Prestige Finance (together known as the OSB Group).
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Kent Reliance enters the corporate savings market with its first online easy-access account
Published 03 Oct 2016
Kent Reliance, part of specialist lending group OneSavings Bank, is today launching a new business savings account – its first product in the corporate savings market.
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InterBay Commercial introduces October completions incentive
Published 30 Sep 2016
InterBay Commercial, part of the OneSavings Bank PLC Group is looking to accelerate completions in October with a borrower incentive.
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Kent Reliance broadens reach across the UK market with new hire
Published 16 Sep 2016
Kent Reliance today announces the appointment of a new addition to its sales team as part of its ongoing commitment to strengthen relationships with broker partners and intermediaries across the UK.
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Kent Reliance reduces SVR by 0.25% in line with base rate cut
Published 26 Aug 2016
Kent Reliance is to drop its SVR by 0.25% to reflect cuts to the Bank of England base rate made on Thursday 4th August. The changes will be effective from the 1st September, and apply to both new and existing customers.
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Kent Reliance launches new low LTV Buy to let range
Published 30 Jun 2016
Kent Reliance, the specialist mortgage lender and part of OneSavings Bank, announces the launch of its new low mainstream LTV product range. With low rates, the new LTV range is available to 65% LTV and on 2 year discount and 2 year fixed products across its entire BTL mortgage range available up to loan sizes of £3million.
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InterBay significantly reduces rates for Buy to let and HMOs and simplifies pricing
Published 29 Jun 2016
InterBay Commercial, part of specialist lending group OneSavings Bank plc, announces cuts to its entire range of Buy to Let (BTL) and HMO rates. Variable rates will now start from 4.2%, and 5 year fixed rates, which are stress-tested at pay rate, will start from 4.4%.
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OneSavings Bank expands reach across UK with spate of appointments for Kent Reliance, Interbay and Prestige
Published 10 Jun 2016
OneSavings Bank today announces a number of new appointments across its Kent Reliance, InterBay Commercial, and Prestige Finance brands in a move to extend its reach across the UK and build closer relationships with intermediaries and corporate partners.
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Kent Reliance scores hat-trick at MoneyFacts Awards 2016
Published 08 Jun 2016
Kent Reliance, the retail savings and specialist mortgage provider, has been named Best No Notice Account Provider, Best Cash ISA Provider and Best Bank Savings Provider at the MoneyFacts Awards 2016.
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Kent Reliance revamps product range with major changes to pricing, loan size and new 5 year fixed rates
Published 10 May 2016
Kent Reliance is today announcing widespread changes to its product range. These include rate reductions throughout the range, aligning limited company pricing with that for individual borrowers, and a new large loan/portfolio range.
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Kent Reliance now provides loans to Limited Liability Partnerships for new Buy to Let business
Published 05 May 2016
Kent Reliance, the specialist mortgage lender, announces that from today it will lend to clients who are looking to borrow through a Limited Liability Partnership (LLP). This includes borrowers who wish to switch a BTL asset from an Individual name into an LLP.
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Kent Reliance and InterBay Commercial open the door for landlords wanting to incorporate Buy to Let loans into a company structure
Published 17 Mar 2016
Kent Reliance and InterBay Commercial, the specialist mortgage lenders who are both part of OneSavings Bank, have announced a new policy for landlords who wish to transfer their existing buy to let property from their individual name into a company or limited liability partnership structure.
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InterBay announces enhanced commercial product range – introducing a Prime Commercial Investment Product featuring an interest only option
Published 08 Mar 2016
InterBay Commercial is announcing major new changes to its pricing and criteria for commercial investment following feedback from its Key Partners.
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Kent Reliance announced ISA Provider of the Year
Published 22 Jan 2016
Kent Reliance, the retail savings and specialist mortgage provider, has been named ISA Provider of the Year at last night’s Consumer Moneyfacts Awards.
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Kent Reliance hires new Head of National Accounts to support growth
Published 15 Jan 2016
Specialist lender OneSavings Bank (OSB) announces that from 28 December 2016 it will be implementing changes to its affordability assessments for all new buy to let mortgage applications through its trading brands of Kent Reliance and its subsidiaries InterBay Commercial and Prestige Finance (together known as the OSB Group).
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OSB helps charity flourish
OSB Group has donated £2,000 and colleagues from the Wolverhampton offices have given their time to help local charity The Albrighton Trust create a new garden which commemorate the year of the King’s Coronation and its own 30-year anniversary.
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